Why You Should Avoid SMS 2FA and Switch to App-Based OTPs

Why You Should Avoid SMS 2FA and Switch to App-Based OTPs

In 2025, using a password alone is like leaving your digital front door wide open. But here’s the twist—using SMS-based Two-Factor Authentication (2FA) may not be much better.


While SMS 2FA became a popular and accessible security option over the past decade, it's increasingly being exploited by hackers using sophisticated techniques like SIM swapping, phishing, and interception. In contrast, app-based OTP (One-Time Password) authentication offers a safer, more reliable, and modern alternative.


In this blog, we’ll explain why SMS-based 2FA is dangerous, how app-based OTPs work, and why switching is one of the smartest decisions you can make for your security.

What Is SMS-Based 2FA?

What Is SMS-Based 2FA?

SMS-based 2FA sends a 6-digit code via text message to your registered mobile number. After entering your password, you’re required to input this code to log in.

While it’s better than having no 2FA at all, SMS is highly vulnerable because:

  • Messages can be intercepted

  • SIM-swapping lets hackers take over your number

  • Mobile networks are prone to SS7 protocol flaws

  • Attackers can clone numbers or trick support staff

  1. How 2-FA Works

What Are App-Based OTPs?

What Are App-Based OTPs?

App-based OTPs generate Time-based One-Time Passwords (TOTP) within a secure authenticator app on your device. These codes:


  • Are generated locally and offline

  • Refresh every 30 seconds

  • Aren’t stored or sent over a network

  • Are tied to your device, not your phone number


Apps like ours offer TOTP + HOTP support, biometric locks, encrypted cloud sync, and push approvals—everything SMS can’t.


📖 Want to know how TOTP works?
👉 Understanding TOTP vs HOTP – Secure Code Generation Explained

🚨 5 Reasons SMS-Based 2FA Is No Longer Safe

🚨 5 Reasons SMS-Based 2FA Is No Longer Safe

1. SIM Swapping Is a Growing Threat

SIM swapping occurs when a hacker tricks or bribes your carrier into transferring your number to their SIM card. Once they have your number, they can:

  • Receive your SMS codes

  • Reset passwords using your phone number

  • Lock you out of your accounts

Source: CNBC – How Hackers Steal Millions with SIM Swaps

2. Text Messages Can Be Intercepted

SMS travels over cellular networks, which can be tapped using:

  • Rogue cell towers (a.k.a. Stingrays)

  • Flaws in SS7 signaling protocol

  • Malware on your phone or SIM card

📖 Source: TechCrunch – SS7 Flaws Still Impact SMS Security

3. Social Engineering Bypasses Phone Verification

3. Social Engineering Bypasses Phone Verification

Hackers can impersonate you by calling your carrier, answering a few verification questions, and getting your SIM transferred. This has happened to:

  • Crypto investors

  • Celebrities

  • Tech professionals

App-based OTPs bypass telecom providers altogether.

4. No Biometric or PIN Protection

4. No Biometric or PIN Protection

Anyone with physical access to your phone can read incoming SMS 2FA codes from your lock screen. App-based OTPs, on the other hand, can be secured with:

SMS 2FA Is No Longer Industry-Recommended

SMS 2FA Is No Longer Industry-Recommended

Even Google, Microsoft, and NIST have moved away from recommending SMS for two-factor authentication.

"Don’t rely on SMS-based authentication. Use a mobile app or hardware token instead."
Google Security Blog

How to Switch from SMS 2FA to App-Based OTP

How to Switch from SMS 2FA to App-Based OTP

Download our Authenticator App on Android, iOS, or macOS

  • Go to your account settings on platforms like Gmail, Facebook, or Binance

  • Choose “Use Authenticator App” instead of “Text Message”

  • Scan the QR code or manually enter the setup key

  • Test it, then disable SMS as your 2FA method

Final Thoughts: Don’t Wait for a Hack to Act

Final Thoughts: Don’t Wait for a Hack to Act

If you’re still using SMS 2FA, now is the time to upgrade. Hackers are targeting phone numbers more aggressively than ever—and they don’t need your permission to swap SIMs or steal texts.

App-based OTPs are:

✅ More secure
✅ More reliable
✅ Easier to manage
✅ Endorsed by global security leaders

Still Have Questions?

If you didn’t find what you were looking for, chat with ourhelpful team—we’re happy to answer your questions!

Get in touch

Still Have Questions?

If you didn’t find what you were looking for, chat with ourhelpful team—we’re happy to answer your questions!

Get in touch

Still Have Questions?

If you didn’t find what you were looking for, chat with ourhelpful team—we’re happy to answer your questions!

Get in touch